What is Student Loan Consolidation?
When going to school it is not unusual for students to take out multiple loans during their schooling. These loans can have different interest rates, obtained through different lenders, and can become quite daunting keeping track of them all. Many of the student loans you take are federal student loans and some are private student loans. There are student loan consolidation options offered through the Department of Education and there are student loan consolidation options offered through private banks. Some loans qualify for student loan consolidation and some loans dont qualify. So where does one begin and how do you sort through the complex puzzle of student loan consolidation?
Lets first define what a "student loan consolidation is?" A student loan consolidation is where you consolidate all of your individual loans into one new loan. The advantage of a student loan consolidation is consolidating multiple payments made to multiple lenders each month into one monthly payment to one lender. As convenient as that may seem, not everyone should consolidate all of their student loans. For example, it wouldnt make sense to consolidate your loans if doing so made your payments go higher.
What is Student Loan Consolidation? When going to school it is not unusual for students to take out multiple loans during their schooling. These loans can have
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