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Direct Consolidation Loan - Borrower Services

Welcome Applicants!

IMPORTANT NOTE: The U.S. Department of Education (ED) has implemented a new Direct Consolidation Loan application process. This may affect customers' use of this site.

As a result of implementing the new Direct Consolidation Loan applicationprocess, ED is in the process of disabling links and functions on thissite. Below is information to guide you in determining if you shoulduse this site.

  • If you have not yet applied for a Direct Consolidation Loan and want to do so, you must use the new process on StudentLoans.gov to apply for a Direct Consolidation Loan. Go to www.StudentLoans.gov and sign in to begin the new consolidation process.

  • If you applied for a Direct Consolidation Loan via this site before May 18, 2014 and you received notice that it was necessary to cancel your application, you must use the new process on StudentLoans.gov to apply for a Direct Consolidation Loan. Go to www.StudentLoans.gov and sign in to begin the new consolidation process.

  • If you applied for a Direct Consolidation Loan via this site before May 18, 2014 and you did not receive an application cancellation notice, you may complete certain post-application activities on this site's Post-Application Activities page.

ED appreciates your understanding as it transitions to the new Direct Consolidation Loan process.

You may be able to combine your existingFederal education loans into one new consolidated loan that offersseveral advantages. Click on Borrower Info topics to the left formore information about advantages of consolidation.

Here you will find what borrowers need to know about Direct Consolidation Loans.If you don't find it here, Ask Us.


Income-Based Repayment (IBR) Plan Available!

If you would like eligibility information or to takeadvantage of this repayment option, ClickHere for more information.

WARNING: Any person who knowingly makes a falsestatement or misrepresentation on this form shall be subject topenalties which may include fines, imprisonment, or both, under theU.S. Criminal Code and 20 U.S.C. 1097.





Direct Consolidation Loan - Borrower Services
IMPORTANT NOTE: The U.S. Department of Education (ED) has implemented a new Direct Consolidation Loan application process. This may affect customers

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