Loan Repayments Calculator Loan Rate Calculator Barclays

Top up your current Barclayloan

Topping up an existing Barclayloan could be a good option if you want to borrow more money.

How it works

When you top-up a loan, we dont actually add money to your current loan. Instead, we set up a new one for the total amount you want to borrow. 

For example, if your current loan is £5,000 and you want to borrow an extra £2,000, well open a loan for £7,000 and pay off the first loan, leaving you with the remaining amount. Early repayment charges on the first loan may apply.

The new loan may have a different interest rate from your initial loan, and the term might be different, too. This may mean that youd pay more interest than you did before.

How to apply

You could apply for a loan using Online or Mobile Banking if youre registered. 

to see if you have a provisional loan limit and can apply online. If not, you can register now or call us on 0800 716 5982 5.

Use our mobile banking app to see if you could apply for a new loan or top up a current one. 

Want to borrow more, but keep your repayments separate? 

If you got your current loan for a specific reason and want to borrow more for something different or you just want to keep your repayments separate, you might want to take out a new loan instead of topping up an existing one.

If youve already got a Barclayloan and are registered for Online Banking, you could apply for a second loan online.

to see if you have a provisional loan limit and can apply online. Then follow the application process.

If you're not registered for Online Banking, call us on 0800 716 5982 5.




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