Remortgages come with our Remortgage Switching Service where we cover 'standard' remortgage costs and wont charge you for the property assessment. Our Remortgage Switching Service is only available for mortgages on properties in the UK (excluding the Isle of Man). If you seek additional legal advice as part of your remortgage, you must arrange to pay for these services yourself.
The legal side of buying or selling a property can be carried out by either a solicitor or licensed conveyancer, for simplicity we refer to both of these as conveyancer.
The conveyancer will check your mortgage offer and carry out our Land Registry/Registers of Scotland searches on the property. They will draw up and ask you to sign the mortgage deed.
The conveyancer will ask your current lender for the amount still owed on your mortgage, and apply to us for the new mortgage money.
On the day of completion they'll use this money to pay off your current mortgage by sending the amount needed to your current lender.
The legal side of buying or selling a property can be carried out by either a solicitor or licensed conveyancer, for simplicity we refer to both of these as conveyancer.
The conveyancer will check your mortgage offer and carry out our Land Registry/Registers of Scotland searches on the property. They will draw up and ask you to sign the mortgage deed.
The conveyancer will ask your current lender for the amount still owed on your mortgage, and apply to us for the new mortgage money.
On the day of completion they'll use this money to pay off your current mortgage by sending the amount needed to your current lender.
Remortgaging your home is a big decision and it's important that you understand the process. Lloyds Bank can help so get in touch today for more information
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