29/04/2013
I have 3 default notices on my credit history, one from 2010, one from 2011 and one more recenlty which is about to be satisfied. Will it be impossible to get a Mortgage with this type of history?
Categories: Bad credit, First-time buyers
15/04/2013
My wife and I both have excellent credit scores. I have a settled cpw default which is 5 and a half years old can we get a 95% mortgage. My wifes score is 999 and mine is 976.
Categories: Bad credit, First-time buyers
05/04/2013
I have been told by a mortgage broker, that i am unable to get a mortgage due to a settled default on a £1000 credit card bill, this was settled in march 2009. I have a 15% deposit and a good credit rating (900). Is there anything I can do as am feeling pretty desperate now?
Categories: Bad credit, First-time buyers
25/03/2013
Hi, my wife and I are first time buyers. I am looking for a property of around £75k, and I have 5% deposit. We have a combined income of £28000 however I have a unsettled default of £9,500 from 1999 from a business loan me and a friend took out which we are in dispute over. My wife has never had any credit cards or loans. Would it possible for me to get a mortgage or would I have to wait until the default is off my file?
Categories: First-time buyers, Bad credit
12/03/2013
My partner has one satisfied default less than £600 and some poor credit history 8 years ago. What mortgage do you recommend? We have £80000 and wish to get a £476k mortgage and we have a joint income of £150,000?
Categories: Bad credit, First-time buyers
14/02/2013
My husband and I have savings of 100,000 don't own property and unfortunately have a default each on our credit file posted in August 2010 (this was due to my husband taken I'll) we would like to invest in a BTL property to produce a income - currently our earrings are £8000.
Categories: Bad credit, Buy-to-let
05/09/2012
My partner and I are hoping to get a mortgate. We are currently renting, my partner has been removed from the mortgate he had with his ex-wife and my ex and I are currently in the process of doing this. We both have a good credit score although I have a default which is nearly 3 years old. I am paying it off, it was a debt my ex built up on my account that I didn't know about due to moving out of our marital home. The default had been applied by the time I became aware of the debt. We have a large deposit, what are the chances of us getting a mortgage?
Categories: Bad credit, Home mover
04/09/2012
I have poor credit, i am currently on a payment plan for a loan which will be paid in full within 6 months, i also did have a payment plan for a credit card which has just come to an end and i am now making full payments to evey month. I currently have a mortgage in my sole name never missing a payment but i am hoping to move house and take a mortgage in the joint names of myself and boyfriend with the same mortgage company that my mortgage is currently with, is it likely that we will be accepted ?
Categories: Bad credit, Home mover
04/09/2012
I have a satisfied default on my credit file of £4000, it went on nov 2009. Me and my partner both now have steady income between us of £47000 per year minimum. I want to know the chances of getting a first time buyer mortgage for a house worth 125000-130000. Also if not a first time buyer mortgage with a 10% deposit any other mortgage with a 20% deposit.
Thank you for your help.
Categories: Bad credit, First-time buyers
02/09/2012
can i still get mortgage if i have bad credit i about 4 grand in dept
Categories: Bad credit, Home mover
At John Charcol, we are constantly asked for advice by borrowers on what they should do when it comes to mortgages. As such, weve created this section so that you
Ask the mortgage experts - Filter by: Bad credit - Page ...
Ask the mortgage experts; Ask the mortgage experts - Filter by: Bad credit Please note that John Charcol is a mortgage broker and unable to provide legal advice.
Ask the mortgage expert - Telegraph
Ask the mortgage expert is in the chair to answer your mortgage questions. To ask David a question expert advice on the right mortgage for you
Borrowing with a trust - Home Loan Experts
Bad Credit Loans; No Deposit Loans; Low Trust Loans: Borrowing With A Trust . most lenders dont know how to structure a trust loan correctly which can
Lending Expert | Cheap Loans, Mortgages & Credit Cards
We are credit experts and work hard to find you the cheapest deals from Who are Lending Expert? PREVIOUS BAD CREDIT. Can I get a mortgage with poor
Ask The Experts: Cleaning Up Your Credit
Credit expert John Ulzheimer returns to Ask the Experts to discuss boosting your credit Credit expert John Ulzheimer returns to Ask the Experts to
Cheap Mortgages find the best deal MoneySavingExpert
It's now time to select what type of mortgage you want. Use the filters on mortgages and other Government mortgage mortgage for you (always ask
Ask A Financial Expert : The Best Refinance Options
can get just about any mortgage. ask a financial expert This is an ideal because of your bad credit. ask a financial expert John C. Maxwell; List Price
Does Your Mortgage Pre-Approval Hold Water? | Credit.com
Sign up for our weekly newsletter. Get the latest tips & advice from our team of 50+ credit & money experts, delivered to you via email each week.
Real Estate Home Mortgages: mortgage, new mortgage, credit ...
the credit score isnt that bad.the debt to income is the problem i assume.if the new mortgage is Real Estate Home Mortgages /mortgage. Ask Experts
