It’s not just your weight or your budget that you might want to make changes on in the New Year. Your thoughts about insurance and the way you see it fitting into your life might be good candidates for change as well. Here are 3 of 6 tips to help guide you toward setting the right insurance resolutions for 2012:- Stop thinking minimums: Some people buy insurance just to keep their state and lenders happy. Buying just the minimum amount of insurance necessary to comply with lenders and regulators can leave you and your family exposed to unnecessary financial risks.
- Think about the legacy you want to create: Life insurance is about more than replacing an income for your family, it’s about finding the means to create the legacy you want to leave behind. Before you can do that, you need to know what your ideal legacy is.
- Stay on the lookout for ‘soft” spots: While it’s a good idea to do an insurance review annually, it’s an even better idea to identify any areas where your coverage falls short throughout the year. By keeping your eyes peeled and thinking about risk, exposure and protection on a more frequent basis, you might identify these situations more often and prevent coverage shortfalls from causing you financial harm.
Click here to read more on what to consider when making New Year resolutions. Insurance is a vital aspect of your family’s financial plan. For more tips or to make changes in your policies, please give us a call at 305-270-2100.
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At Filer Insurance, Inc., we have been serving Miami and South Florida since 1919. We specialize in miami auto insurance, miami home insurance, miami life insurance and miami business insurance. Please gives us a call, visit our website or come by our office for a free insurance quote.
